Unilever UK Pension Fund - Career average plan

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At a glance

You are entitled to a deferred pension under the Career average plan if you have left the plan (either because you chose to opt out of the plan or because you no longer work for Unilever) and you either have the Trustees' agreement that you may retain your benefits in the plan or you have been in pensionable service under the plan for more than two years.

As a deferred member of the Career average plan:

  • Your pension is based on your pensionable earnings between the two levels and the pensionable service you built up in the plan when you were an active member.
  • You can draw your pension from age 55 onwards, if you have Unilever and the Trustees' consent.
  • Unilever meets the costs of your Career average plan benefits not covered by your contributions while you were an active member.

Please also note:
The actual Fund benefits you receive on retirement and the amount of pension you can exchange for tax-free cash, will depend on a number of factors, including the age at which you retire, the pension rights you have built up in the Fund, and pension law at that time.

Where any right to draw any pension early is subject to Trustee and/or Company consent, then nothing in this website shall be treated as giving Trustee and/or Company consent to the drawing of that benefit. Trustee and/or Company consent may only be given at the time when the benefit is proposed to come into payment.

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