Drawing your deferred pension
If your employment with Unilever has ended and Unilever and the Trustees agree, you can draw your deferred pension from age 55 onwards.
If you take your pension before normal retirement age, it will be reduced, currently by 4.5%, for each year before age 65. Unilever decides this reduction after taking professional advice, and may vary it (up or down) from time to time.
If you leave Unilever before age 65, you should claim your deferred pension when you reach 65. If you are late claiming it, you will receive the pension you were due between age 65 and the date you claim without interest (unless Unilever decides otherwise).